Financial & Fintech Services.
Auckland is emerging as an Indo-Pacific fintech hub, driving financial innovation.
Sector Overview
Auckland is the epicentre of New Zealand's financial services and fintech sector, bringing together major banks, insurers, investors and a growing community of innovative startups. Employing more than 40,000 people and contributing over NZ$15 billion to the regional economy, the sector provides a strong foundation for innovation, investment and future growth.
Auckland’s strengths are particularly evident in payments, accounting software, open banking, wealthtech and SME financial services. New Zealand's commitment to open banking is helping remove barriers to innovation and competition, creating new opportunities for fintech businesses to scale and succeed.
With most sector revenue generated offshore, Auckland-based companies are increasingly building globally focused businesses, positioning the city as an attractive destination for investment and long-term growth.
Why Auckland for Financial & Fintech Services?
-
1.
New Zealand’s financial services and fintech hub
New Zealand’s financial and insurance services industry is heavily centred on Auckland. It’s home to the country’s major banks and insurers and many of the leading fund managers. It also hosts New Zealand’s densest cluster of fintech companies, along with key industry body, FinTech New Zealand.
-
2.
Access to capital
Fintech is New Zealand’s fastest growing tech sector – and a magnet for capital. It is New Zealand’s most-funded sector, capturing more than half (52.5%) of all NZ tech venture investment in 2025.
-
3.
A highly supportive ecosystem
A progressive regulatory environment – including the cross-agency FinTech Forum (for regulatory guidance), fintech ‘sandboxes’ and the government’s commitment to open banking – provides innovators with the foundation for success. Auckland also boasts a highly educated workforce, world-class universities and a unique lifestyle that attracts global talent.
Ecosystem
ORGANISATIONS
BUSINESSES
RESEARCH AND FUNDING
Success story
First AML: Simplifying compliance through innovation
As financial crime becomes increasingly sophisticated and regulations become increasingly complex, Auckland-based First AML is helping businesses transform compliance from a headache into a competitive advantage.
Founded in 2017 by compliance professionals, the company has developed a software platform that streamlines anti-money laundering (AML) and know-your-customer (KYC) processes, helping financial institutions, law firms, real estate agencies and other regulated businesses meet compliance obligations more efficiently. First AML’s all-in-one self-service platform turns what has traditionally been a major point of friction into an enhanced customer experience and business enabler.
First AML's rapid growth reflects both the increasing global demand for digital compliance solutions and Auckland's strengths as a centre for fintech innovation. Having raised more than NZ$37 million in capital to date, today the company has over 100 staff serving customers around the world from offices in New Zealand, Australia and the United Kingdom. It is one of a new generation of Auckland fintech businesses leveraging technology to address global business challenges.